Estate Planning
Often an uncomfortable topic, estate planning doesn’t have to be a chore! At its core, estate planning involves leaving behind a legacy and making sure your loved ones that succeed you are well taken care of. Dealing with these vital decisions today will help make the transition smooth and pay off in many nights of stress-free sleep!
We can help you put in place a plan that protects you from loss of income due to disability or critical illness, or even premature death. We can further help ensure the taxes on your assets left to heirs will be minimized.
Cash & Credit Management
At the foundation of our offering is a team that brings access to a network of cash and credit management companies, offering some of the best in savings accounts, lines of credit, mortgages, GICs and many other banking services.
This is the framework within which we build custom plans to suit your needs. Whether first home or an investment loan to update a few things on your well-loved family home! The right cash and credit management plan will help you maximize your investment.
lower your costs and increase your savings!
Charitable Giving
Where does charity fit into my plans?
That’s a question we get asked often.
Many individuals and families have philanthropic goals they’d like to meet as part of their money plans for life. We can help support those efforts while putting in place strategies that will create the most positive impacts on the communities you choose to contribute to, as well as your wealth management plan.
Retirement Income Planning
Let’s talk about the elephant in the room.
Where are you on the retirement readiness spectrum?
Are you someone that worries about it constantly but are in paralysis as far as plans are concerned?
Are you perhaps great with your intentions and not quite the same with executing the plans you’ve got in your head?
Have your circumstances changed recently, either for the better or as a setback, making your plan for the future less than relevant?
Wherever you are with your plans, we can help. We’ll help break down the retirement dilemma into smaller, bite-sized pieces. The amount you really need is not always the scary figure that makes the headlines on the viral articles! It depends on your current circumstances, the kind of lifestyle you want, the number of dependents you may have, and much more.
Our team combines tax and estate planning to help you make the most efficient use of your assets in retirement. Whether you want to start thinking about it in your 30’s, nearly retired, newly retired or fully retired, we’ll create a written income plan that soothes the tax bite on your retirement income over time and gives you peace of mind.
Take Control of your Retirement Income
What should you be thinking about when planning your retirement strategy?
Dive a little deeper into the factors affecting the retirement income landscape in Canada. Learn what you should consider when building your plan and discover how we can craft a strategy that works just for you.
Tax Planning
Canadians are among the most heavily taxed citizens in the world, so it’s our right and privilege to ensure that we take advantage of any tax saving opportunities on the road to maximizing assets.
Whether it’s simply taking advantage of RRSPs, RESPs, RRIFs, TFSAs or RDSPs, our team is equipped with the knowledge and strategies to guide you to a tax plan focused on making sure you are getting all your dues.
